See Every Cent.
No Second Guess.
The expense-splitting app that shows you why you owe — not just who.
The difference
Most apps stop at "you owe $47."
Other apps tell you who owes what. PaySoon shows you why — and where the money actually went.
Try it yourself
Don't take our word for it.
A working slice of PaySoon, right here in the page. Open the balance, flip on Simplify debts, switch to the Tokyo trip — every cent adds up.
House
4 members · 🇸🇬 SGD
SGD 651.11
Wednesday, Apr 29SGD 16.98
Monday, Apr 27SGD 22.40
Saturday, Apr 25SGD 84.30
Tokyo 2026 🗼
4 members · 🇯🇵 JPY
JPY 161,640
Thursday, Mar 12¥142,000
Friday, Mar 13¥12,800
Sunday, Mar 15¥6,840
Balance Details
$439.25
You are owed
Insights
SGD 1,745.01
Monthly Trend
Avg SGD 290.84Balance Details
¥57,590
You are owed
Insights
JPY 161,640
Daily Trend
Avg JPY 20,205/dayWill
Net balance
−$352.80
Will still owes you
Liked the feel? Get the real thing on the App Store →
Product tour
See it in action
Swipe through PaySoon — every screen, every detail.
Built for real life
Two modes, one app
A weekend away and the flat you live in aren't the same — so PaySoon has a mode for each.
Trips
Time-bounded by date. Vacations, weekends, one-off events — start it, split it, settle it, done.
Groups & Housemates
Ongoing, tracked by month. Rent, groceries, and the shared costs that never really end.
Features
Why PaySoon?
Everything you need to split costs fairly — without the awkward conversations.
Know why you owe
Every balance opens into the full breakdown — who paid, who shared, and how each cent adds up. No black box.
Spending insights
Interactive charts by category and currency. Filter by participant and drill into every detail.
Smarter settle-up
8 payments become 3. PaySoon simplifies tangled IOUs into the fewest transfers possible — and still shows the math.
150+ currencies, live rates
Add expenses in any currency at real-time rates. Every transaction records the exact rate used.
Switch from Splitwise
Bring your history with you. Import your Splitwise data via CSV in minutes — no need to start from scratch.
Share a code, start splitting
Invite anyone with an 8-character code. Real-time sync keeps everyone on the same page, instantly.
Getting started
How it works
Three steps. That's it.
Create a trip or group
Name it, pick a currency, and invite your people. Takes about ten seconds.
Add expenses
Log who paid and how it's split. PaySoon tracks every cent across currencies in real time.
Settle up
Smart debt simplification turns complex IOUs into the fewest transfers possible. Done.
Our principles
What we believe
Transparency
"Know why you owe every cent."
Every balance shows the full calculation — who paid what, who shared what, and how the numbers add up. Nothing is hidden.
Insights
"See where your money actually went."
Interactive spending charts by category and currency. After a 10-day trip with 47 expenses, "you owe $47" isn't enough.
Respect
"Your first trip is fully unlocked."
No ads, no daily caps, no cooldown timers. Full access from day one — because users who feel respected recommend your app.
Privacy
No ads. No tracking.
No selling your data.
PaySoon is built with privacy at its core. No analytics SDKs, no advertising networks, no user tracking of any kind. Your financial data stays yours.
Read our Privacy Policy →